{"version":"1.0","issued_at":"2026-09-17T00:00:00Z","owner":"Founder / CEO · SAA Alliance","status_vocabulary":["ACTIVE_DIALOGUE","IN_APPLICATION","MEMBERSHIP_ONLY","SUBMITTED_RESPONSE","NOT_STARTED","SUBSTRATE_READY"],"sections":[{"section_id":"1_us_regulators","title":"United States regulators","rows":[{"field":"federal_reserve_fed","status":"SUBSTRATE_READY","note":"SR 26-2 six-pillar mapped · SR 21-14 third-party risk mapped · no direct dialogue"},{"field":"occ_office_of_comptroller_of_currency","status":"SUBSTRATE_READY","note":"Bulletin 2011-12 model risk mapped · no direct dialogue"},{"field":"fdic_federal_deposit_insurance_corporation","status":"SUBSTRATE_READY","note":"operational resilience aligned · no direct dialogue"},{"field":"ncua_national_credit_union_administration","status":"NOT_STARTED","note":"credit union scope not primary focus"},{"field":"sec_securities_exchange_commission","status":"SUBSTRATE_READY","note":"SEC Cyber Rule + 15c3-3 mapped · no direct dialogue"},{"field":"finra_financial_industry_regulatory_authority","status":"SUBSTRATE_READY","note":"FINRA 4530 mapped · no direct dialogue"},{"field":"cftc_commodity_futures_trading_commission","status":"NOT_STARTED","note":"commodities scope not currently in KOKON's forensic focus"},{"field":"nydfs_new_york_department_of_financial_services","status":"SUBSTRATE_READY","note":"Part 500 8-section mapped · CISO under recruit is a blocker"},{"field":"ofac_office_of_foreign_assets_control","status":"SUBSTRATE_READY","note":"SDN catalogue live (phase 247) · no direct dialogue"},{"field":"fincen_financial_crimes_enforcement_network","status":"SUBSTRATE_READY","note":"SAR/CTR pipeline substrate ready · no direct dialogue"}]},{"section_id":"2_eu_uk_regulators","title":"EU + UK regulators","rows":[{"field":"ecb_european_central_bank","status":"SUBSTRATE_READY","note":"TRIM + SREP mapped · DORA Art. 28 sub-processor ready"},{"field":"eba_european_banking_authority","status":"SUBSTRATE_READY","note":"EBA/GL/2019/04 ICT mapped · no direct dialogue"},{"field":"esma_european_securities_and_markets_authority","status":"NOT_STARTED","note":"securities-specific scope · substrate covers general resilience"},{"field":"fca_financial_conduct_authority_uk","status":"SUBSTRATE_READY","note":"SM\u0026CR mapped · UK-FRS 102 inventory shipped · CP response template ready"},{"field":"pra_prudential_regulation_authority_uk","status":"SUBSTRATE_READY","note":"SS 1/23 model risk aligned · no direct dialogue"},{"field":"bank_of_england_uk","status":"NOT_STARTED","note":"systemic-risk scope"},{"field":"bafin_germany","status":"SUBSTRATE_READY","note":"BAIT + KAIT aligned · via EU DORA umbrella"},{"field":"acpr_france","status":"SUBSTRATE_READY","note":"same DORA umbrella"},{"field":"amf_france","status":"NOT_STARTED","note":"markets scope"}]},{"section_id":"3_apac_regulators","title":"APAC regulators","rows":[{"field":"mas_singapore","status":"SUBSTRATE_READY","note":"MAS TRM + Notice 626 mapped · 1h notification substrate ready · sandbox application track available if pursued"},{"field":"fsa_japan","status":"SUBSTRATE_READY","note":"Comprehensive Guidelines mapped · JP FSA reporting template shipped · APPI aligned"},{"field":"hkma_hong_kong","status":"NOT_STARTED","note":"SFC + HKMA scope on future roadmap"},{"field":"csrc_china","status":"SUBSTRATE_READY","note":"CSRC listing rules mapped · CN CSRC reporting template shipped · production deployment requires local partner"},{"field":"pboc_china","status":"SUBSTRATE_READY","note":"AML law aligned · same partner requirement"},{"field":"rbi_reserve_bank_of_india","status":"SUBSTRATE_READY","note":"Master Direction on IT Governance 2023 mapped · CERT-In notification substrate ready · DPDP Act 2023 aligned"},{"field":"apra_australia","status":"SUBSTRATE_READY","note":"CPS 234 mapped · no direct dialogue"},{"field":"asic_australia","status":"SUBSTRATE_READY","note":"RG 271 mapped · no direct dialogue"},{"field":"bcb_brazil","status":"SUBSTRATE_READY","note":"BCB Circular 4.606 mapped · production deployment gated on customer LOI"}]},{"section_id":"4_middle_east_regulators","title":"Middle East regulators","rows":[{"field":"dfsa_dubai","status":"SUBSTRATE_READY","note":"GEN 5.3 + 11.10 mapped · DFSA reporting template shipped · Innovation Hub application available if pursued"},{"field":"fsra_adgm_abu_dhabi","status":"SUBSTRATE_READY","note":"FSRA + ADGM DPR mapped · ADGM FSRA reporting template shipped"},{"field":"cbuae_uae_central_bank","status":"SUBSTRATE_READY","note":"AML aligned · no direct dialogue"},{"field":"sca_saudi_arabia_capital_market","status":"NOT_STARTED","note":"future roadmap"},{"field":"cma_saudi_arabia_capital_market_authority","status":"NOT_STARTED","note":"future roadmap"}]},{"section_id":"5_swiss_swiss_finma","title":"Swiss regulator","rows":[{"field":"finma_switzerland","status":"SUBSTRATE_READY","note":"FINMA Circulars 2018/3 + 2023/1 + nDSG mapped · no direct dialogue"}]},{"section_id":"6_sandboxes_available","title":"Regulator sandboxes (available paths)","rows":[{"field":"mas_singapore_sandbox","value":"MAS FinTech Regulatory Sandbox","status":"NOT_STARTED","note":"application track open · public terms · not currently pursued"},{"field":"fca_uk_sandbox","value":"FCA Regulatory Sandbox","status":"NOT_STARTED","note":"cohort-based application · public terms · not currently pursued"},{"field":"dfsa_dubai_innovation_hub","value":"DIFC FinTech Hive / DFSA Innovation Testing Licence (ITL)","status":"NOT_STARTED","note":"innovation-testing licence available · not currently pursued"},{"field":"bafin_germany_sandbox","value":"BaFin regulatory dialogue path (no formal sandbox)","status":"NOT_STARTED"},{"field":"hkma_hong_kong_sandbox","value":"HKMA FinTech Supervisory Sandbox","status":"NOT_STARTED"}]},{"section_id":"7_industry_consortia_and_standards","title":"Industry consortia + standards","rows":[{"field":"iso_tc_68_sc_8","value":"ISO/TC 68 Financial services · SC 8 Reference data","status":"NOT_STARTED","note":"forensic.v1 spec could be proposed as reference data · not currently submitted"},{"field":"isda_cdm","value":"ISDA Common Domain Model","status":"NOT_STARTED","note":"sub-processor of derivatives evidence · potential contribution path"},{"field":"fix_trading_community","value":"FIX Trading Community","status":"NOT_STARTED"},{"field":"afme","value":"Association for Financial Markets in Europe","status":"NOT_STARTED","note":"membership subject to eligibility + fee"},{"field":"sifma","value":"Securities Industry and Financial Markets Association (US)","status":"NOT_STARTED"},{"field":"isda","value":"International Swaps and Derivatives Association","status":"NOT_STARTED","note":"membership subject to eligibility + fee"},{"field":"regtech_association","value":"The RegTech Association","status":"NOT_STARTED","note":"membership subject to eligibility + fee"},{"field":"acams","value":"Association of Certified Anti-Money Laundering Specialists","status":"NOT_STARTED","note":"individual certifications available for engineers"}]},{"section_id":"8_public_consultation_responses","title":"Public consultation responses filed","rows":[{"field":"responses_filed_to_date","value":"0","status":"NOT_STARTED","note":"response template shipped at docs/CONSULTATION-RESPONSE-TEMPLATE.md · first response TBD when a suitable CP is published"}]}],"source_document":"docs/REGULATORY-ENGAGEMENT.md · v1.0 · 2026-07-21","response_template":"docs/CONSULTATION-RESPONSE-TEMPLATE.md · docs/regulatory-responses/*","boundary":"self-declaration by SAA · not a claim of regulator endorsement · SUBSTRATE_READY means the KOKON substrate is prepared for engagement · does NOT mean engagement is active · NOT_STARTED is stated honestly as no relationship exists","non_claims":["listing a regulator here does NOT mean the regulator endorses KOKON","SUBSTRATE_READY means our side is ready — the regulator has not necessarily accepted us","NOT_STARTED is stated honestly — no dialogue exists","SUBMITTED_RESPONSE means we filed a public consultation response, not that the regulator adopted our position"],"sha256":"9e475176828d3788c82396c0f2088ea7f9f195dd66fcefc1023ad94ba0cd4fd7"}